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We all want to be happy. But what is happiness? Is it the same for everyone? How do we know if we’re happy? And can anyone be happy all of the time? How can we find happiness? These questions come to mind when we speak of life happiness.

Our perception of life happiness is as individual as the way we perceive hot or cold. It’s sort of the same for all of us, yet it’s different too. No two people are exactly alike, so neither can our description of what makes a life happy be the same.

Webster’s Dictionary says happiness is: A state of well-being and contentment

An online dictionary says happiness is:

1. Characterized by good luck; fortunate

2. Enjoying, showing, or marked by pleasure, satisfaction, or joy

So, if we use these definitions, in order for us to say we are happy we would be fortunate, showing pleasure and feeling content. That makes sense. Most of the people that we think are happy usually show these characteristics, so lets use this definition and go from there.

Can I have life happiness if I don’t think I’m fortunate? Hmmm, that’s an interesting question isn’t it? Most people are happy when they feel fortunate or blessed by good luck, and most people who feel unfortunate or feel like they have lots of bad luck are unhappy. BUT, perception is everything.

A person can break their leg in a skiing accident (bad luck) and still be happy and smiling because they feel blessed and fortunate (probably because they didn’t break both legs!). They might be happy because they know that their leg will heal, and because they were having such fun skiing (up until they ran into the tree at 100 miles/hour!!)! Get the picture?

Or a person could have what most of us would call good fortune and still seem not to have life happiness. There is an art to happiness, and some of us know it and some of us don’t, but we all can learn.

Is life happiness the same for everyone? Probably not, even though the normal signs of happiness listed above in the dictionary definitions probably show up in every person who is happy. Different things make different people happy, so happiness and the pursuit of happiness cannot be the same.

For example: I am a quiet type of person who loves to work from home and socializes only once or twice a week. You may be a very gregarious person who works in an office full of people and lunches with a different person each day and goes to a party every Saturday evening.

We’re both happy, but our lifestyles are very different. Besides that, what you view as something that would produce happiness may not be a priority for me. Maybe it makes you happy to go on wonderful ski vacations twice a year. It might make me happy to go on wonderful vacations in my back yard and to squirrel my money away. Both situations are right, and we are both happy.

How do you know if you’re happy? The best way to tell if you are happy is to ask yourself how you are feeling. Really feeling. Do you feel at ease, relaxed and OK with how things are going on a pretty consistent basis? Then you’re probably happy. Feel your body. Is your body relaxed, does it feel calm? You’re probably happy.

Remember, happiness doesn’t come from anywhere but inside. If you are in tune with what is right for you, you will be happy. If you are trying to live someone else’s definition of authentic happiness, you probably won’t be.

Can anyone have authentic happiness all the time? Yes! Well, OK, if a terrible tragedy strikes, you probably won’t be happy at that time. But, you can work through the tragedy and the accompanying emotions knowing that life happiness can and will return when you’ve taken time to properly allow healing. Otherwise, yes. You can be happy all the time. Maybe not jumping up and down and laughing happy every moment, but peaceful content happy, certainly, and that’s equally valuable. Life’s small irritants come and go each and every day.

We have a choice whether we greet them with a calm smile or with an angry frown. Either is fine, but the calm smile will help you navigate life in a more happy state of being, and help you find happiness on a consistent basis. Remember, the art of happiness has a lot to do with perception.

Recent research shows what many of us have long suspected. Happiness, and the pursuit pg oy has more to do with an individual’s perception and what’s going on inside that person, than money, fame, or power. Even though those things may bring a feeling that is like happiness, it is attached to those things. Real happiness is much more attached to how a person perceives life. Luckily, if you are the type of person who has a “glass half empty” outlook on life, you can learn to have a “glass half full” attitude which will gain you happiness.

Winsome’s special topics include Personal Development, Setting goals, Life Happiness and self growth

For free e-books, tools and information about Life Happiness go to:

http://www.4lifeselfhelp.com

Sterling silver charms seem to be in a renaissance right now. Everywhere you go I see people wearing these jingly bracelets or not so jingly bracelets, depending on the number and size of the charms.

I’ve gleaned some interesting facts about charm bracelets over the years:

• Queen Victoria popularized them over a hundred years ago

• The original charm was a talisman or spiritual aid

• Egyptians often wore bracelets with charms

But when, really, did the first charm bracelet appear? I can imagine a young man or young girl in Neolithic times wearing a leather strap around the wrist with a tiny representation of something important to him or her tied to it. Would this be considered a charm bracelet? In the strictest sense of the word, I think it would. I imagine a charm would have a great deal of significance to a primitive human.

It’s fascinating because significance can easily be attached to anything. Especially since we humans are capable of great creativity. I suppose it was handier to decide a small object would bring good luck than one’s favorite oak tree - shells and rocks were a lot more portable..

And did our ancestors have pockets? I suspect that was a later invention. Without a handy place to slip a special shell or stone into, it was necessary to tie it to one’s body. Perhaps this is what led to drilling holes in objects. That would certainly make it easier to carry them around.

Early man was at the mercy of so many dangers. Naked, without fur or sharp teeth, he depended on his skill and ability to think to see him through the day. A harmless pebble blessed with the power to keep him safe must have been some, if not great comfort.

From that beginning it was a short jump to adornment. Sometimes charms fulfilled both requirements. They could beautify the wearer and protect him or her at the same time. By the time the Egyptians figured out the technique of lost wax casting, jewelry making had grown into an art form. Charms by then (mostly gold charms) were worn by the wealthy and coveted by the poor. Many of them were representative of the environment around them- scarab beetles, vultures and snakes rated heavily in the jewelry of those ancients.

Even today charms are often created in the image of animals. And I’d say that charms are still symbolic. If you ask a woman about her charm bracelet, I can practically guarantee you that each and every charm has some special significance for her.

And most other charms are representative of a place, an object or a person. Perhaps they don’t have the idea of luck or protection still surrounding them, but they are nonetheless viewed with affinity by the wearer. Charms placed on one’s bracelet mean something, of that I’m quite sure.

For quite a while now Merry Rosenfield has been creating unique sterling silver charms. Many of her charm designs have earned her the reputation of being one of the most collectible of all animal jewelry artists. Others have written about why so many people have fallen in love with charm bracelets and what contributes to their ever increasing popularity.

As wise parents, we try to teach our children about the most important things in life. We make sure our children know to stay away from strangers, to treat others as they would like to be treated and the importance of education. Why not start teaching our children about finance and how to manage money? This article discusses children and finance and how to teach your kids about finance.

Give Your Kids a ‘Job’ -

Most children do household chores when they reach a certain age. Why not turn this into an important lesson in finance? Aside from their usual chores, you could give them an optional job or two each week that they can earn money from. You might offer them a few dollars to rake the yard or sort the laundry - anything that will actually be helping and that they can earn money from. Of course, if your children don’t do the job, they don’t earn the money! This is a great way to teach your children that money doesn’t come without hard work and time!

Start a Savings Account for Your Child -

Another thing you can do (which would work in combination with giving your kids a job) is start a savings account for your child. Explain to them how the bank keeps their money and even gives them a little extra each month for saving it. You can have them put their allowance money in their savings account and show them their statements each month so they can see their money adding up. This will help your child learn the importance of saving - and if you want, you can let them think about something really great they want to purchase once they’ve saved so much money. This will show them that by saving their money, they can get things they really want!

Older Children -

If your children are older, there are several things you can do in order to show them about finance. For instance, you could have them get a real part time job so they learn what it’s like to work for money and what goes into earning a paycheck. If they drive, they can help pay insurance on the car or give you a percentage of their paycheck for gas money. Of course, if they don’t pay for the insurance or gas money - they don’t drive. This may seem cruel but when your child gets a real job, if they don’t pay their bills, they won’t enjoy the benefits of the services. If they don’t work, they won’t receive a paycheck. These methods will properly prepare your child for the real world and a working environment.

These are some really great ways to teach your children about finance so that they will understand the value of money and how hard it is to earn. This is a valuable lesson that you can give to your child and you can use the tips and suggestions in this article to do it. Good luck!

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There schwarzenegger just so much commotion about being overweight in the last couple of years, especially around methods to lose obesity. Especially now photo studies have proven that obesity is linked to many cardiovascular problems. It is estimated that obesity is the cause of 60-70% of heart and high blood tension problems, and implicated in 30-35% of the respiratory problems.

The concern is real and out there and has gotten to the point where Arnold Schwarzenegger as senator is encouraging people to stop eating at fast foods. Italian mayor of Milano Letizia Moratti has promoted a weight-loss encouraging program that would pay 1e for each 2 pounds overweight people would lose and non-profit organizations pump out information campaign after information campaign. Imagine that, people are actually being paid to lose obesity.

Here are some good guidelines to keep in mind:

1. Stay optimistic and never lose hope. This is the most important tip I can throw at you. People have succeeded and continue to succeed at coming down from incredible weights. Also, remember to have patience, nothing in this world is done over-night.
2. A meal plan. One that is custom generated for your needs is the best idea. Nutrition has come a long way. The more specialized for your needs the meal plan will be the better it will help you out. The top meal generator on the market right now prides itself on helping you lose 50pounds within a year.
3. Don’t believe in starvation. It probably won’t help in trying to lose obesity. If your body thinks it is going through a famine that it will start pulling more calories from everything it gets and lower the metabolism level to reduce burning of calories. That will get you nowhere.
4. Exercise. A meal plan will favor burnings but you need to help your body. Any exercise you do will greatly improve your results, even if it’s just more walking each day.

There are many ways to go about getting a good meal plan but the best way to go is to have one specifically done for you. The most popular method of getting one these days is through professional software. These are programs based on nutrition laws and are developed taking into consideration surveys made world-wide.

The best selling meal planner (according to internet sales giant clickbank) is “Strip that fat”. It prides itself in having you lose 6-7pounds in the first week and up to 50 pounds within the first year just by following the meal plan it plots for you.

What’s really nice about the producers is that they are giving away a free report on some shadier offers of weight-loss companies. You can get your report here

Thanks for reading, hope you found the tips on how to lose obesity useful and good luck!

You will not like these but needs must when the devil drives! Welcome to ultimate Penny Pinching!

* Share the bath between the whole family. Cleanest goes first.
* Deliberately hang up after a couple of rings when you call a family member. They’ll call you back therefore saving your bill.
* Minesweep drinks in the pub. Minesweep means drink what people leave behind.
* See a penny, pick it up, all the day you’ll have good luck - and you’ll be 1p up in the deal!
* Never buy pens. You can get all the pens you’ll ever need free at a bookies.
* Never buy toilet roll. You can get as much toilet roll as you need free from any public toilet.
* Never buy a newspaper - just read it in the shop.
* Any time you have to make a purchase automatically submit a complaint to see if you can get it for free.
* Turn your clothes inside out so you can get another couple of days out of them before they have to be washed.
* Sit in the dark. If all your are doing is vegging out in front of the TV then you don’t need the lights on.
* Every time you take a sip of Cola top the bottle back up with water.
* Make sure everyone knows when your birthday is coming up. If you start a new job then announce to your new workmates that you’ve just got engaged (even if you’ve not even got a girlfriend).
* Every time you go to a club let the DJ/ Bar Staff/ Doormen know that it is your birthday or you are out celebrating your engagement.
* Never buy sauce, salt or vinegar - they give it away for free at McDonalds! Same applies for cutlery and straws.
* Always nip to the toilet (and then out the back door) when it is time for your round.
* Get to know where the skips are in your neighbourhood. Every evening just happen to be passing by to see if there are any goodies.
* Cut the toes out of children’s socks before chucking them out. You’ll get an extra six months out of them.
* Take any Christmas gift you get back to the shop on Boxing Day to cash them in.
* Go third party only on your car insurance and max out the excess.
* If you are really dodgy then never buy a lightbulb again. See toilet roll suggestion as to where you can get these from. Same applies to toilet seats if you want to take things to extremes.
* Sand and wood are always available for free at your local beach and forest.
* Hide from the conductor on the train. On half of the train journeys I take I never get asked for my ticket.

I’ve got millions more of these up my sleeve! The truest saying of all time is “Necessity is the mother of invention”, and I’m sure if you’ve every been really up against it you may have tried some of the above. Don’t be ashamed - it’s life. Just make sure that when the money starts rolling in again you remember the old times and make sure to put cash aside to save ever having to go there again.

New FREE download available at http://www.uncommonadvice.co.uk Ross Taylor is the author of “Money, Mortgages and Magic” and “The No B.S. Credit Crunch Ready Guide to Buy to Let in 2008″. Ross is a successful Financial Adviser specializing in First Time Buyers and Buy to Let. He owns over £2million worth of property in the UK and regularly gives lectures on Financial Planning.